Alternative Funding Models
Surging employer health care costs are driving an ever increasing migration away from traditional fully insured plans. Corporate budgets are facing breaking points with healthcare expense climbing 8-9% annually, pushing the average cost per employee past $17,000. Simply stated, staying fully insured is no longer just an administrative choice; it is a persistent financial drain that absorbs heavy insurer profit margins and hidden fees. Companies of all sizes are facing the reality that continuing to pay skyrocketing, unpredictable premiums to traditional carriers is unsustainable.